Product Description
Most teens don’t know they hold one of the most sought after keys to financial independence: time. The Teen’s Guide to Personal Finance illustrates basic but critical financial concepts like the power of compound interest, in an engaging format that makes sense to young adults. As teens, authors Joshua Holmberg and David Bruzzese were not taught these concepts in school or at home. They had to learn hard financial lessons about runaway interest rates on credit ca… More >>

The Teen’s Guide to Personal Finance: Basic concepts in personal finance that every teen should know

Product Description
The book is organized around such topics as the following: A crash course on budgeting
Learning how to borrow
Financing your dream car
Understanding real estate price swings
Estimating the amount of insurance to purchase
Can you trust predictions of stock market gurus?
Can you afford to invest in unit trusts?
On becoming a venture catalyst
Are collectibles an investment?
How to pay less income tax
Ho… More >>

Managing Your Money: Everything You Need to Know about Your Personal Finance, Revised Edition

Businesses are an important economic pipeline for the United States just as they are in other countries. The way a business tracks their finances and reports their profits effects the way the economy grows or shrinks because the money that a business makes is circulated through all walks of life. Companies like Enron, WorldCom, Freddie Mac and others who make bad business accounting decisions shake the economy at its foundation and destroy the lives of investors who help to make our economy whole. Business accounting is a way for firms to account for profits and losses they have sustained.

Executive level pay is based upon company performance. If the performance of a company is not reported in a proper manner, executives make money that far exceeds what the business is capable of and creates a false picture of a company’s performance. This false reporting causes the stock market to balloon by rewarding stock to companies who do not deserve it, and these methods have a bad effect on our economy. Business accounting that honor the GAAP (Generally Accepted Accounting Practices) creates a transparent persona, an air of trust and respect, from the users of their financial statements.

Many smaller businesses, especially those that are not publicly traded, do not use the GAAP for their business accounting methods because they do not see the need to disclose their financial statements. This decision allows for discrepancies and inaccuracies in financial reporting, and users of these financial statements should make it a point to ask whether companies are using GAAP in their business accounting. Maintaining the proper financial books is important to the structure of a business. Business accounting books provide a way to determine how to make businesses more profitable by increasing certain kinds of production or cutting costs to save money in the future.

The success of a business depends greatly on the ability to be fair in accounting practices and keeping proper books. Adhering to guidelines that ensure a business is being upfront about what they are reporting gives a business credibility and ensures that their gains are genuine. It is responsible to hire professionals that are capable of adhering to those GAAP guidelines instead of using short-cuts or cutting corners in business accounting practices because the attention to detail shows integrity. Both larger businesses and smaller businesses alike can offer financial statements that provide an appropriate picture of their profits and losses by following the GAAP.

Personal Finance Books reviews and tips best personal finance book

Product Description
From their first job to their retirement years, women face unique challenges when it comes to managing their money. Because women play so many different roles — and sometimes leave the workforce to raise children and care for family members – they need specific financial advice tailored to each stage of life. In her new book, Kiplinger’s Money Smart Women – Everything You Need to Know to Achieve a Lifetime of Financial Security, Janet Bodnar, wife, mother a… More >>

Kiplinger’s Money Smart Women: Everything You Need to Know to Acheive a Lifetime of Financial Security

Product Description
Everything that you need to know about basic personal finances, from how to open a checking account to getting credit cards to how to use credit wisely and to your advantage to how to avoid getting into trouble with debt and credit to how to get a loan or grant for university to basic investing ideas, and more is in this book! Filled with a wealth of knowledge to help you gain good personal financial habits and retire wealthy, Personal Finance 101 – A Beginner’s Gui… More >>

Personal Finance 101 – A Beginner’s Guide: What Every High School and University Student Needs to Know About Debt, Credit, and Money!